  em- does that mean they didn't give you a good review? that sucks. i haven't seen you at work there, but i know you work really hard. about the house. see if indianapolis has any kind of bond assistance. also look into the energy company and see if they have any kind of deals with assistance. Entergy down here gives $1000 to people who need down payment assistance. if there are any places that have homebuyer's training courses contact them to see if they have something.
you may have to take 12 hours of training, but for what they give you it is more than worth it. it sounds like karissa's mortgage broker was very helpful, but if you can get help from places like what i mentioned you won't have to pay a penny for services. only a nominal fee for taking the class. i payed $20. that's it. 
