  I got a very exciting offer in the mail recently. It seems that Time magazine would like to give me $192.20 off of their cover price for a full year subscription. That's a savings of 86%. Only thing that has me confused is that the letter is addressed to me and blazoned across the top are the words, "SENIOR CITIZEN RATE OFFER". Should I take it? I am only 25, unless my parents have been lying to me. 
